Which have expert lenders at every part place of work, local financing maintenance, together with power to apply online or perhaps in-person, Westfield Financial now offers an easy method to get, build, otherwise re-finance.
Contemplating to find a property? Benefit from our very own Lock & Store program! After you’ve started prequalified, you’ll receive an approval page you to promises their interest for a month so you can shop with certainty. Start-off today! Click the link to apply on the web, otherwise call some of all of our helpful Real estate loan Officials revealed less than.
Special software to own pros, earliest responders and you will first-big date homeowners. Definitely query us exactly how we makes it possible to get a great speed and you will save on closing costs!
During the Westfield Financial, we’re going to getting along with you each step of your own way to make sure a fast, effortless, and fret-100 % free experience. Anticipate home!
Mortgage Points
- Fixed-Rate
- Adjustable Rate
- First-Big date Homebuyers
- Structure & Home Funds
- Investment Financing
- Very first Responders & Experts
Fixed-Speed Mortgage loans
With fixed costs and you can terms and conditions, Fixed-Rate Mortgages give you the reassurance regarding a predetermined monthly commission with the longevity of the borrowed funds. Fixed-Rate Mortgage loans can be used for number one otherwise secondary homes.
Variable Rates Mortgage loans
Designed to bring customers that have straight down monthly installments, Variable Rate Mortgage loans has actually rates that will be fixed to have a keen initial term then modified sometimes afterwards. Designed for top otherwise supplementary residences, we provide different adjustable rates conditions.
First-Day Homeowners Applications
Wanting your first family? Westfield Bank will give you the flexibility to try to get a home financing online, actually, or both. Which is an effective. Today, our company is and providing basic-time homebuyers $five hundred off settlement costs. Which is greatest!
Offering low down money and you will unique funding words, our Basic-Day Homebuyer Apps are made to create buying your earliest domestic much easier and much more reasonable. Getting a finite big date, our company is while making you to definitely basic domestic pick simpler because of the extending an excellent $500 bank credit for the closing costs into people accepted financial when you incorporate that have Westfield Financial.
*Borrower get a $five-hundred lender borrowing on the settlement costs within closing. Susceptible to underwriting and you will financing acceptance. Possessions must be located in Massachusetts otherwise Connecticut. Refinances off newest Westfield Loans aren’t qualified. Tends to be in conjunction with almost every other has the benefit of. Provide can be rescinded when.
Construction Loans
Strengthening property is actually an intricate procedure. We aid you each step of the way to generate the structure capital experience due to the fact worry-100 % free you could-regarding start to finishing fingernails.
- One to certification and another closure
- Interest-only money throughout twelve-month construction several months
- Fixed-speed otherwise adjustable rate financial alternatives
Residential property Funds
Found the ideal location to build your brand new home? Having a land Mortgage away from Westfield Bank, you might financing the acquisition from property to create for the. Restriction financing-to-worth (LTV) are 80% having notice-just money for a few age.
Money Funds
Looking to buy land given that a financial investment? All of our Financing Funds are an easy way to finance low-proprietor filled residential properties.
Energetic armed forces, experts, and earliest responders, you create our very own communities most readily useful. Therefore, our company is providing you $five-hundred away from closing costs and work out their home loan feel top.
Westfield Lender values the service and you can compromise in our region’s uniformed solution professionals, away from active and retired armed forces servicepeople in order to cops, firefighters, and you may EMTs. This is why our company is extending an excellent $500 financial borrowing towards mortgage closing costs.
*Debtor will have good $five-hundred bank credit to your settlement costs from the closure. At the mercy of underwriting and you will loan approval. Property have to be situated in Massachusetts otherwise Connecticut. Refinances away from most recent Westfield Bank loans are not qualified. Provide can be rescinded any time.