According to the Bodies away from Canada, a credit score are a good 3-thumb count you to signifies exactly how more than likely a credit agency thinks you are to spend their expense on time. step 1 It can be an integral part of building debt confidence and you may protection. step 1 For example, strengthening a good credit score could help get approved for funds and you will big purchases, like a home. step 1 It is possible to be able to availability significantly more competitive focus rates. step 1
There are two main credit reporting agencies from inside the Canada: Equifax and you may TransUnion. Читать далее «What exactly is a great use ratio or obligations-to-borrowing from the bank proportion?»